Credit card company issuing American credit cards to high earning relocators without a credit history
Nominated for: Best Under-banked or Emerging Market Solution
Every year, millions of new to credit prime quality customers in the U.S. are declined credit cards due to a lack of local credit history, regardless of their actual financial status. That's where CreditStacks come in - By using a unique model based on their potential and expected credit behavior - we are able to qualify new to credit, prime quality customers and issue them a premium grade credit card without the need for U.S. credit history. CreditStacks is a non-secured, 5,000 USD credit card, issued in affiliation with Mastercard and First Century Bank (FCB) specifically to high earning work immigrants. allowing them to quickly build credit history in the USA while managing their credit card with comfort via an accompanying smart phone app.