JD Finance

JD Finance began operating as an independent company in October 2013. JD Finance has ten business arms covering corporate and consumer finance: supply chain finance, consumer finance, wealth management, payment, crowd-funding, insurance, securities, rural finance, financial technology, and international business. By the end of 2017, JD Finance had serviced over 8 million corporate clients and 400 million consumer clients. Positioning itself as a tech company serving the financial institutions, JD Finance has been leveraged data and technology to provide comprehensive services for financial institutions and help the whole financial services industry improve efficiency, reduce costs and increase revenues in three key focus areas: data, users and connectivity. Large-scale, multidimensional, dynamic Big Data and cutting-edge technologies are core advantages for JD Finance as a tech company. Leveraging e-commerce, financial and third-party data generated by hundreds of millions of users and hundreds of thousands of partners in the JD ecosystem, as well as AI, biometric recognition, cloud computing, block chain and other emerging technologies, JD Finance has developed an array of state-of-the-art application models, including a risk quantification model, a precision marketing model, a smart investment model and a user insight model, and applied them in different real financial scenarios. JD Finance has provided data and technology capabilities, internet products and customer operations to financial institutions to support areas including card issuing, banking, insurance, securities, trust, and consumer finance. JD Finance aspires to become a world-class fintech company. It puts customer first and strives to create long-term industry value and social value. Committed to serving the real economy, JD Finance adopts innovation-driven development strategies, focused on inclusive finance and poverty alleviation.

About

JD Finance began operating as an independent company in October 2013. JD Finance has ten business arms covering corporate and consumer finance: supply chain finance, consumer finance, wealth management, payment, crowd-funding, insurance, securities, rural finance, financial technology, and international business. By the end of 2017, JD Finance had serviced over 8 million corporate clients and 400 million consumer clients. Positioning itself as a tech company serving the financial institutions, JD Finance has been leveraged data and technology to provide comprehensive services for financial institutions and help the whole financial services industry improve efficiency, reduce costs and increase revenues in three key focus areas: data, users and connectivity. Large-scale, multidimensional, dynamic Big Data and cutting-edge technologies are core advantages for JD Finance as a tech company. Leveraging e-commerce, financial and third-party data generated by hundreds of millions of users and hundreds of thousands of partners in the JD ecosystem, as well as AI, biometric recognition, cloud computing, block chain and other emerging technologies, JD Finance has developed an array of state-of-the-art application models, including a risk quantification model, a precision marketing model, a smart investment model and a user insight model, and applied them in different real financial scenarios. JD Finance has provided data and technology capabilities, internet products and customer operations to financial institutions to support areas including card issuing, banking, insurance, securities, trust, and consumer finance. JD Finance aspires to become a world-class fintech company. It puts customer first and strives to create long-term industry value and social value. Committed to serving the real economy, JD Finance adopts innovation-driven development strategies, focused on inclusive finance and poverty alleviation.

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